The Medical Bill Survival Guide: Easy, Effective Strategies for People Experiencing Financial Hardship
Nicholas Newsad, M.H.S.A.
The Westminster Cambridge Conglomerate (2010)
Reviewed by Marissa Libbit for Reader Views (12/10)
“The Medical Bill Survival Guide” by Nicholas Newsad is a useful guide to help you navigate your medical bills and get assistance if you are having difficulty paying those bills. Sections include definitions of insurance terms, why insurance companies don’t always pay, what to do if you don’t have insurance, how to organize your medical bills, and how to talk to billers. An appendix has a state-by-state guide to Medicaid and State Children’s Health Insurance Program eligibility.
“The Medical Bill Survival Guide” is organized in as easy-to-follow manner. Mr. Newsad uses clear examples and gives suggestions for handling medical bills. Whether your problem be reading your medical bill or figuring out how to lower your costs if you have a real need, Mr. Newsad’s approach is quite helpful. I’m not particularly literate in all financial aspects of insurance and medical bills, and thankfully I have not been struck with a major medical problem, but I learned a great deal from this book. I had no idea that if you prove a financial need with the intent to make payments that the total amount of the bills could be possibly lowered.
Another beneficial section gives examples about how to talk to bill collectors. Mr. Newsad writes from experience as he worked at a national healthcare management company. Many of us tend to be irritated when we feel we are being unfairly charged. Yet, Newsad gives suggestions for organizing your bills and remaining calm as you demonstrate your desire to pay your bill or make payments while maybe extending due dates or lowering amounts, whatever your need may be.
“The Medical Bill Survival Guide” is a clear, concise book to help you deal with any problems related to your medical bills. Newsad has educated his audience in the event that a medical crisis sends bills flying into their mailboxes. One less worry in the event of an emergency is invaluable.